Credit card balances sometimes seem to take on a life of their own.
If you've wondered how a habit of paying only the minimum due each month affects you, check out this calculator. Or use the calculator to help you determine how much better off you'd be with a lower-rate credit card from the credit union.
If you want to pay off your balance of $ in months,
Otherwise, at your current payment of $,
Provision of this calculator is not an offer of credit. Its use in no way guarantees that credit will be granted. This calculator is solely for informational purposes and provides reasonably accurate estimates; the calculations are not intended to be relied upon as actual loan computations.