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	Calculator: Should I Pay Off Debt or Save What to do with money always involves choices, some easier to make than others. The trade-off between paying off credit and adding to savings is easier to see when you use this calculator. Remember to save on credit, too, by using the low cost lender—your credit union— whenever you borrow. And you win on the other side of your personal balance sheet by adding to savings at the credit union—your source for high yields. Should I pay off debt or save?  Amount available each month $  Amount I owe $  Interest rate I pay on debt  Yield I earn on savings  Federal & state tax rate  Interest I'd save in one year by paying off debt: $  Yield I'd earn in one year on savings after taxes: $ This calculator is solely for informational purposes and provides reasonably accurate results; the calculations are not intended to be relied upon as actual savings results computations. Published November 11, 2000 Up Coming Topics Survey

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