The electronic address is askem@cuna.com Address mail to: H&FF Resource Center P.O. Box 431 Madison, WI 53701-0431 The fax number is 608-231-4370

CUNA's Home & Family Finance Resource Center Web Site Privacy Policy

CUNA & Affiliates is committed to protecting the privacy of our members and other visitors to this Web site. We have therefore adopted the following privacy policy.

1. Site traffic Records: CUNA & Affiliates collects information on domain names and dates and times of Web site visits. This information allows us to track Web site use, measure site traffic, and improve site navigation and information so visitors will find it more helpful and informative. The information is used solely for these analytical purposes and is discarded after use.

Visitor site traffic information is NEVER sold, given, or disclosed to third parties.

2. Cookies: CUNA does not use "cookies" at this Web site to collect information about returning visitors. A "cookie" is a record of each visitor's point of origin on the Internet.

3. Information Sharing and Disclosure: CUNA will only send personally identifiable information about you to other companies or people when:

• We have your consent to share the information;
• We need to share your information to provide the product or service you have requested (these companies do not have the right to use the personally identifiable information we provide to them beyond what is necessary to assist us);
• We respond to subpoenas, court orders, or other legal process.

4. On-line Registration: Secure Server Software encrypts information when you submit it.

With the exception of the usage described above, this information is NEVER sold, given, or disclosed to third parties.

5. Disclaimer: Any vendor or merchant or other Web site you visit by a link from this site is solely the responsibility of the vendor, merchant, or other party providing the site. Any transactions which you enter into with a vendor, merchant, or other party listed in this site or linked from this site are solely between you and that vendor, merchant, or other party; no other Web site provider or organization has any responsibility for them. If you use a credit card for a purchase from a vendor, merchant, or other party and later have problems with what you purchased, you may have charge-back rights. For more information, contact the financial institution which issued the card you used.

The information contained on any site to which you link from this site is solely the responsibility of the provider of that Web site.

6. E-mail: CUNA may use feedback information from visitors to respond to inquiries, comments, or suggestions.

E-mail information is NEVER sold, given, or disclosed to third parties.

The Privacy Policy for Home & Family Finance Resource Center may be different from your credit union's policy; visitors should review the credit union privacy policy as well.

Please send your questions and comments about our Web site privacy policy to the Webmaster by e-mail, phone (608 231-4087), or mail (Webmaster, CUNA & Affiliates, P.O. Box 431, Madison, WI 53701-0431).

Editorial Advisory Board

Debra Bridwell, vice president, operations Eastman CU, Kingsport, Tenn. Mark Condon, senior vice president, research & advisory services, CUNA & Affiliates Howard B. Lowell director of marketing Evergreen CU, Portland, Maine	Robin Marohn, vice president, marketing Heartland CU, Madison, Wis. Pedro Noda Web master American Airlines FCU, Dallas/Fort Worth, Texas Kim Pallas, business development manager, GenFed FCU, Akron, Ohio

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