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    News and Information

    Calculator: What Is My Net Worth?


    Not just for millionaires anymore, net worth measures the difference between what you own and what you owe. Knowing your net worth is part financial fitness checkup (how am I doing?) and part planning tool.

    As long as your assets are more than your debts, you have a positive net worth. Your goal, from one year to the next, is to make that positive difference grow.

    Among other things, knowing your net worth helps you see if debts are in line with assets, if investments are growing, and even if you need more disability or life insurance to shield your assets. Use this calculator to take your financial pulse.

    Assets
    Cash—share savings   Cash—share draft/checking
    Cash on hand   Share certificates/CDs
    Money-market funds   U.S. savings bonds
    Market value of house   Market value, other real estate
    Life insurance, cash value   Annuities, surrender value
    Pension plans, vested equity   Profit sharing, vested equity
    401(k) or 403(b) plans   Individual retirement accounts
    Keogh plans   Stocks (individually owned)
    Bonds (individually owned)   Stock mutual funds
    Bond mutual funds   Real estate investment funds
    Other investments   Collectibles
    Precious metals   Household furnishings
    Vehicles   Boats, recreational vehicles
    Furs, jewelry   Loans owed to you
    Other assets
     

    Liabilities
    Mortgage balance(s)   Vehicle loans
    Student loans   Home-equity credit line
    Other credit lines   Credit card bills
    Other bills
     
    Total assets:
    Total liabilities:  
    Net worth:


    This calculator is solely for informational purposes and provides reasonably accurate results.

    Published September 9, 2000
    Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
    We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.