Personal Finance Information


Calculator: What's It Worth to Cut Back My Spending


Big trees from little acorns grow. A journey of a thousand miles begins with one step. And a major savings goal begins with routine decisions and sacrifices.

And they do add up. To see just how much, use this calculator to help you set achievable financial goals. Then talk to the people at your credit union about using payroll deduction and savings options to reach your goals.

Your age      
Your age at retirement      
Yield your money earns %
Federal & state tax rate %

These are only suggestions. Use them or type in other ways to reduce spending each month.
By I can save $
By I can save $
By I can save $
By I can save $
By I can save $
By I can save $


This calculator is solely for informational purposes and provides reasonably accurate results; the calculations are not intended to be relied upon as actual savings results computations.

Published August 8, 2000

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Share accounts in federally insured credit unions are insured up to the Standard Maximum Share Insurance Amount (SMSIA), $250,000 as of October 3, 2008. The Emergency Economic Stabilization Act of 2008 increased the insurance coverage on all accounts up to $250,000 until December 31, 2009.

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