Cintel Federal Credit Union

Is There a Villa in Your Vacation Future?

by Sharyn Alden



Why rent a hotel room or pay hefty resort prices when you can rent an entire villa? That's what many people, who routinely rent villas, often for very little more than they'd pay for lodging at a fine resort, say. I'm one of them.

Rent a villa and you can do your own cooking, enjoy a swim in the pool without sharing with others, and set your own pace by enjoying a private vacation.

Renting a villa in a foreign country or exotic location may be a once-in-a-lifetime opportunity to see what it's like to trade in your lifestyle and live like royalty for a while.

Not so fast. Don't send in a deposit before you do your research.

Let's start with the definition of a villa in the rental market. If you see a villa as a gorgeous marble-columned mansion with elaborate décor located in an upscale area, you may be in luck when you search for your dream house. Or maybe not.

"When we started looking for a villa online, we found the word 'villa' used to describe everything from small homes to beachfront condos," says Linda Tanner of Lansing, Mich. She and her husband, along with a couple from Great Britain, recently rented a villa on the Dutch side of the Caribbean island of Saint Maarten.

In some areas of the world the words 'villa' and 'home' are used interchangeably. "When our European friends refer to European villas, they are talking about homes of any size," Tanner says. Finding your dream house--which may be described as a villa--boils down to finding a place with the amenities you're looking for.

Narrow your search

First, decide where you want to go. If you don't have an exact region of a country in mind, narrow your search to either a country or city house. Keep in mind a country home may be larger, but it's more apt to be in a remote area or small village. In the city, you're more apt to find apartments--a villa may have been split up into apartments.

For all your vacation needs, visit your credit union today.

"We knew we wanted to go to a Caribbean island that was easily accessible for our friends who were flying in from Europe," Tanner says. "We also wanted a beachfront villa with a swimming pool. Next, we had to match our budget of $5,000 for four people for 10 days."

Tanner found a lot of luxury homes for rent online, but when they e-mailed photos back and forth, the couples selected the home called "Oleander," listed at www.wheretostay.com for their April vacation.

Whether you're shopping for a villa for the first or 10th time, here are some tips for making it the best experience possible.

Ask the right questions

So often people fall in love with a villa's setting, its architecture, or magnificent-sounding amenities, but they don't dig deep enough to find out what it would be like to stay at a specific villa.

Would Tanner rent another villa? "Absolutely," she says. "But next time we will look for a bricks-and-mortar business as opposed to solely relying on the Internet. And, we'll do more research before we leave home."

Villas for rent

Numerous Web sites offer villas for rent. Here are a few that offer villas in a variety of locations:

Related Home & Family Finance Resource Center articles

Published June 19, 2006



NCUA Equal Housing Lender
Printed Friday, July 25, 2008

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