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    <title>Your Credit Union Personal Finance</title>
    <webMaster>kknope@cuna.com (Kevin Knope)</webMaster>
    <link>http://hffo.cuna.org/31841/front/31841/html</link>
    <description>Welcome to your one-stop financial planning center</description>
    <copyright>Copyright 2006 Credit Union National Association</copyright>
    <language>en-us</language>
    <lastBuildDate>2009-11-25</lastBuildDate>
    <item>
	<title>Smart Spending Puts Holiday Shoppers in Control of Cart</title>
	<link>http://hffo.cuna.org/31841/article/2852/html</link>
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	<description>It's easy to get in over your head with holiday debt. These spending strategies can help you prepare for this year's shopping season.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2009-11-23</pubDate>
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</item><item>
	<title>Renters' Rights Get New Lease</title>
	<link>http://hffo.cuna.org/31841/article/2827/html</link>
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	<description>A Renters' Rights Act protects tenants from immediate eviction when a rental property is faced with foreclosure. </description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Fastfact</category>
	<pubDate>2009-11-16</pubDate>
	<guid isPermaLink="true">http://hffo.cuna.org/31841/article/2827/html</guid>
</item><item>
	<title>November Financial Fitness Challenge—Be Bold, Think Small</title>
	<link>http://hffo.cuna.org/31841/article/2837/html</link>
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	<description>When you're trying to make big financial changes, sometimes it pays to think small.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2009-11-09</pubDate>
	<guid isPermaLink="true">http://hffo.cuna.org/31841/article/2837/html</guid>
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	<title>Tough Times Series: Guard Your Small Business Against Fraud</title>
	<link>http://hffo.cuna.org/31841/article/2822/html</link>
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	<description>Learn ways to protect your small business from fraud.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2009-11-06</pubDate>
	<guid isPermaLink="true">http://hffo.cuna.org/31841/article/2822/html</guid>
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	<title>H&amp;FF Radio warns shoppers, discusses taxes, debt</title>
	<link>http://hffo.cuna.org/31841/article/2855/html</link>
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	<description>Sunday's H&amp;FF Radio program provides information about shielding your financial identity while holiday shopping, making year-end tax moves, and understanding interchange issues and debt settlement reform.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>News</category>
	<pubDate>2009-11-24</pubDate>
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	<title>Investment scams exploit green theme</title>
	<link>http://hffo.cuna.org/31841/article/2856/html</link>
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	<description>&quot;Going green&quot; generally has a positive association, but that wasn't the case for some unsuspecting seniors looking for eco-friendly investments.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>News</category>
	<pubDate>2009-11-24</pubDate>
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	<title>Debit card don'ts for the holidays</title>
	<link>http://hffo.cuna.org/31841/article/2851/html</link>
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	<description>As more consumers avoid using their credit cards to keep balances low, debit cards are getting a workout. Debit card transactions are predicted to outpace credit card transactions on Black Friday. As holiday shopping starts, consumers need to be cautious when using a debit card for transactions requiring a personal identification number (PIN) (&amp;lt;i&amp;gt;walletpop.com&amp;lt;/i&amp;gt;Nov. 12).</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>News</category>
	<pubDate>2009-11-20</pubDate>
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	<title>H&amp;amp;FF Radio offers ideas for holiday shopping, 2009 taxes</title>
	<link>http://hffo.cuna.org/31841/article/2849/html</link>
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	<description>Sunday's H&amp;amp;FF Radio program provides information about tax credits for home improvements, new income tax deductions and credits for 2009, holiday budget ideas, and holiday spending projections.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>News</category>
	<pubDate>2009-11-19</pubDate>
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	<title>Fuel Efficiency Tips for Your Summer Road Trip</title>
	<link>http://hffo.cuna.org/31841/audio/2733/html</link>
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	<description>Kateri Callahan, president of the Alliance to Save Energy, Washington, D.C., has practical maintenance and driving advice for your summer road trip. You can drive more efficiently, keep more money in your wallet, and be kinder to the environment. </description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Audio</category>
	<pubDate>2009-06-07</pubDate>
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	<title>Recession Increases Risk of Pyramid and Ponzi Schemes</title>
	<link>http://hffo.cuna.org/31841/audio/2731/html</link>
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	<description>Desperate times have lured many consumers down the path of pyramid schemes. Sally Greenberg, executive director of the National Consumers League, Washington D.C., shares advice about how to spot a scam.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Audio</category>
	<pubDate>2009-06-07</pubDate>
	<guid isPermaLink="true">http://hffo.cuna.org/31841/audio/2731/html</guid>
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	<title>The Spy in Your SmartPhone</title>
	<link>http://hffo.cuna.org/31841/audio/2732/html</link>
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	<description>You may not be the only one on your Blackberry. Amina Fazlullah, staff attorney specializing in media, technology, and digital consumer rights, U.S. PIRG (Public Interest Research Group), Washington, D.C., says that the keys you strike, calls you make, and Web sites you visit can all be tracked for market research.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Audio</category>
	<pubDate>2009-06-07</pubDate>
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	<title>Put Your Financial House in Order Before Tying the Knot</title>
	<link>http://hffo.cuna.org/31841/turningpoint/2810/html</link>
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	<description>Coming to consensus about money management and other financial questions before saying &amp;amp;quot;I do,&amp;amp;quot; can make your course of true love run more smoothly. </description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Turningpoint</category>
	<pubDate>2009-10-05</pubDate>
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	<title>Money and Travel</title>
	<link>http://hffo.cuna.org/31841/video/1855/html</link>
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	<description>To help make your trip memorable, you'll want to keep your money safe and working for you. </description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Video</category>
	<pubDate>2009-11-02</pubDate>
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	<title>Help Your Teen Find the Right Car</title>
	<link>http://hffo.cuna.org/31841/article/2824/html</link>
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	<description>A teen's first car provides a special teaching opportunity for parents.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2009-12-03</pubDate>
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