|Saturday, December 7, 2013|
New Year 2008, New Challenge—And Members Are the Experts
Home & Family Finance® Resource Center reader Kim, from Arlington, Texas, and a member of American Airlines Federal Credit Union, sent us this reminder:
Three key documentsYou should create--or update--three documents that are vital if you become temporarily or permanently unable to speak for yourself.
You might also hear the term advance directive. Advance directive is a general term for the legal documents that give direction to your family and physicians about your future medical care. Without these documents a court may have to intervene in your personal affairs if you become incapacitated. Your doctor may have to provide medical treatment within the limits of the law, which may not be what you want. Your family members could be deeply divided over what they think you would want.
You do not want to go through the guardianship process if you can avoid it.
You typically can get forms from physicians, hospitals, attorneys, and several Web sites. Consumers Union recommends Five Wishes, a form from Aging With Dignity, a national nonprofit group in Tallahassee, Fla. ($5), as well as the American Bar Association's free workbook, "Tool Kit for Health Care Advance Planning."
2008 Financial Fitness Challenge
As we reported last month, we're taking a new tack on the 2008 Financial Fitness Challenge. Now it's your turn to share your best ideas for money management with other credit union members—winning recognition and possibly money.
Here's how it works: Submit your ideas and become eligible for monthly prizes of $50 Visa gift cards—and a grand prize at the end of the year of $1,000.
Share your best ideas for money management with other credit union members.
Your idea can be anything that works for you that you think could be helpful to others. We will share those ideas—and give you recognition for them—all through 2008.
You'll become eligible for monthly prizes of $50 Visa gift cards—and a grand prize of $1,000 for a "reader favorite" chosen by readers at the end of the year.
Home & Family Finance® Resource Center