Saturday, February 13, 2016

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Everybody's Money Matters
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Budgeting 101: Help Your Child Plan for College Expenses
Prepare your teen for college by discussing how much it will cost—and more importantly, how they will afford those costs.

Get Social Security Help
Get your Social Security questions answered with these five tips.

How Much Are 401(k) Fees Costing You?
The impact of 401(k) fees might be greater than you realize.

Medicare Cost Hikes Might Affect Your Taxes
Medicare premiums will increase in the next few years—here's how you can claim tax deductions for your premiums.

5 Questions That Can Protect Your Nest Egg From Cyberattack
Hackers have your retirement accounts in their crosshairs. Take these steps to protect yourself.

4 Easy Ways You Can Boost Your Earnings
Sometimes all the skillful management of your finances can't avoid the simple fact that you need to earn more money—here's how.

4 Reasons Why Your Broke 20s Are Still the Best Time to Save
Make your 20s count by socking away as much as possible.

7 Ways to Boost Your Credit Score
Here's what you need to know about your credit score and how to improve it.

8 Ways to Save on Vacation
One reason to cut costs during your next vacation: You can relax knowing that you won't be deep in debt when you get home. Plan ahead to ensure that you get the most vacation for your money.

Are You Ready to Own a Home?

Benefits of Health Savings Accounts
A health savings account is a tax-advantaged savings account that encourages people to save for future medical expenses.

Beware Fee-Harvester Cards; Choose Credit Union Card Instead
If you have blemished credit or lack a borrowing history, it might be tempting to fall for an unsolicited credit card offer, but be careful. These cards likely will only worsen your financial situation.

Decide if Auto Leasing is Right for You
There's no clear answer as to whether leasing or buying is best. It comes down to lifestyle choices. Know what you're agreeing to before signing on the dotted line.

Deciding How Much to Save
This article tackles the perennial question: How much should I save?

Don't Let a Windfall Be Your Downfall
A windfall describes fruit rotting on the ground as well as receipt of an unexpected sum of money. Make sure a windfall—real or bogus—doesn't become your downfall.

Family Loans: Proceed With Caution
What if your child or grandchild asks you for a loan?

Figuring Out Tax Withholding
This article helps explain tax withholdings.

Give Financial Planners a Once-Over Before Hiring
Don't entrust your college, retirement, or life savings to the wrong person. Learn how to find a financial adviser who is a good fit for you and your finances.

How to Become Mortgageable
Encourage low- and moderate-income members to contact the credit union to learn about home buying and the "Three C's" test before they start looking.

How You Can Do Better Than 0%
Dealerships rope you in with a 0% interest loan. What they don't tell you is that very few people qualify, and even if you do, that it might not be the best deal.

Parents: Borrow for Kid's College, Jeopardize Retirement
Dissuade parents from getting head over heels in debt for their children's college tuition.

Payday Loans Almost Ruined My Husband's Life
Sometimes small budget cuts just don't cut it.

Practical Ways to Save Money
When you're on a mission to save money it might seem that it will take forever for savings to grow. Saving money often starts with changing "spending" habits.

Preapprove Your Way to a Better Car Deal
Use this article to tell members why it's a good idea to get preapproved for a loan at your credit union before shopping for a new car.

Protect Your Nest Egg From Nursing Home Expenses
Learn how to be proactive to protect your nest egg from nursing home costs.

Save Money: Refinance Your Mortgage

Stop! Read This Before Tapping Retirement Savings
Borrowing from your retirement can cost you in ways you may not realize.

Take Steps to Refi Your Mortgage
Don't assume you still are out of the running for a better mortgage.

Tap Your Home's Equity
Use this article to inform members about the benefits of a home equity loan or home equity line of credit (HELOC).

The Best Way to Use $500
You don't need a ton of money to improve your finances.

5 Ways to Use Good Credit as Your Emergency Safety Net
An emergency savings is preferable, but in a pinch, a good credit score can be a safety net. Here's how.

Why Millennials Are Buying Very Small Houses
A small house—think 300 to 1,000 square feet—is less expensive than renting, maximizes freedom.

Six Slam-Dunk Ways to Trash Your Credit Score
It doesn't take much to trash your credit score. Here are the behaviors you want to avoid to keep your score in great shape.

6 Ways to Find Financial Success in 2016
Almost 45% of Americans make New Year's resolutions, but only about 8% of people keep them. These suggestions can help you find financial success.

Every family has its own philosophy about how to raise money-savvy kids. Author Ron Lieber says, for example, you should tell your kids how much money you make. What's Your Story wants to know, how do you handle this important topic?

Boost Your Post-Retirement Finances
It's not too late for retired people to improve their finances.

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