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    <title>Luso Federal Credit Union Personal Finance</title>
    <webMaster>kknope@cuna.com (Kevin Knope)</webMaster>
    <link>http://hffo.cuna.org/33932/front/33932/html</link>
    <description>Welcome to your one-stop financial planning center</description>
    <copyright>Copyright 2006 Credit Union National Association</copyright>
    <language>en-us</language>
    <lastBuildDate>2008-07-24</lastBuildDate>
    <item>
	<title>Pay Off Your Mortgage Sooner...or Later?</title>
	<link>http://hffo.cuna.org/33932/article/2348/html</link>
	<description>It's satisfying to see your mortgage balance shrink faster, but is prepaying always a smart financial move?</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2008-07-21</pubDate>
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<item>
	<title>Get There With Portable GPS</title>
	<link>http://hffo.cuna.org/33932/article/2347/html</link>
	<description>You now can buy global positioning system units with as many features as manufacturers' new-car systems for less than half the price. </description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2008-07-14</pubDate>
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<item>
	<title>Step Carefully: Covering Digital Footprint Is Key to Web Privacy</title>
	<link>http://hffo.cuna.org/33932/article/2382/html</link>
	<description>You might not realize it but, as you surf the Web, you're leaving a history of where you've been. Find out how to clean up your steps manually or by using these Web tools. </description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2008-07-11</pubDate>
	<guid isPermaLink="true">http://hffo.cuna.org/33932/article/2382/html</guid>
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<item>
	<title>Tough Times Series: Lenders, Counselors Help Homeowners Avoid Foreclosure</title>
	<link>http://hffo.cuna.org/33932/article/1459/html</link>
	<description>If you're a homeowner, the thought of not being able to make mortgage payments probably tops your list of financial worst-case scenarios. A financial bump in the road doesn't have to spell disaster.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2008-07-07</pubDate>
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<item>
	<title>July Challenge-Dig Deep for Grocery Savings</title>
	<link>http://hffo.cuna.org/33932/article/2361/html</link>
	<description>Grocery bills are rising along with fuel bills. One productive solution may be right in your backyard.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2008-07-01</pubDate>
	<guid isPermaLink="true">http://hffo.cuna.org/33932/article/2361/html</guid>
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<item>
	<title>Confusing world of credit scores--made simpler</title>
	<link>http://hffo.cuna.org/33932/article/2387/html</link>
	<description>A recent study, conducted by the Consumer Federation of America and Washington Mutual Bank, revealed that although knowledge of credit scores has improved slightly among consumers, many still remain misinformed and confused. Why? Not all credit scores are created equal.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>News</category>
	<pubDate>2008-07-22</pubDate>
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	<title>Your credit union accounts are safe, insured</title>
	<link>http://hffo.cuna.org/33932/article/2386/html</link>
	<description>Credit unions remain a safe harbor for your savings and other accounts, despite economic woes, including the recent IndyMac bank failure. Thanks to federal insurance—members' shares are backed by the full faith and credit of the U.S. Treasury (CUNA Center for Personal Finance).</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>News</category>
	<pubDate>2008-07-18</pubDate>
	<guid isPermaLink="true">http://hffo.cuna.org/33932/article/2386/html</guid>
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<item>
	<title>H&amp;FF Radio guest explains shared branching benefits</title>
	<link>http://hffo.cuna.org/33932/article/2385/html</link>
	<description>Recent natural disasters have left many victims not only homeless, but clueless as to how to manage day-to-day finances. These and other scenarios represent the opportunity for--and benefits of--shared branching, and one of Sunday's H&amp;FF Radio show guests explains how.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>News</category>
	<pubDate>2008-07-17</pubDate>
	<guid isPermaLink="true">http://hffo.cuna.org/33932/article/2385/html</guid>
</item>
<item>
	<title>Audio Books: A Novel Way to Read a Good Book</title>
	<link>http://hffo.cuna.org/33932/article/2346/html</link>
	<description>As Americans become highly skilled multitaskers, dedicated readers aren't giving up their passion—they're turning to audio books.</description>
	<copyright>Copyright 2007 Credit Union National Association</copyright>
	<category>Feature</category>
	<pubDate>2008-07-28</pubDate>
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